Business Insurance

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We always recommend speaking to your Warner Insurance broker to check whether commercial insurance is required for you. Not having a commercial policy when you need one leaves yourself vulnerable to risk.

What kinds of commercial insurance are there?

Owning and operating your own business exposes you to a variety of risks. Having the right commercial insurance can help mitigate risk and avoid significant losses that result from unforeseen circumstances.

Commercial General Liability insurance offers protection for your business against claims for third party injury and property damage that occur on your premises or due to operations and products. It can also offer protection from defence costs resulting from advertising liability and personal injury.

Professional liability insurance, otherwise known as errors and omissions insurance (E&O insurance), helps protect professional advice and service-providing individuals and companies from costs that may arise due to errors or omissions. 

Commercial Property insurance protects both the physical assets (buildings, equipment, contents and inventory), as well as business interruption coverage. In addition, suffering a loss to your business can cause downtime so not only would you then have to cover the costs for your loss but also the loss of revenue.

Commercial vehicle insurance is designed to cover any commercial usage of your vehicle. If you use your vehicle for business needs rather than your personal needs, you may need business vehicle insurance for your auto.

How Do I Get Business Insurance with John D. Warner Insurance?

Having the cheapest policy for your business is not the wise decision. Our Warner Insurance brokers will take the time to understand your business to be able to guarantee that you are covered in the event of a claim. However, we will take the time to shop your business insurance with our providers to be sure you’re getting the best rate for your coverage. Our Warner Insurance experts will give you peace of mind by making sure your business is covered. We work for you and will help get your business the coverage that makes sense for your budget and requirements. Contact us today for a no obligation review of your current insurance coverage. Trust Warner Insurance, we work for you.