A utomobile insurance is a necessity for every car owner in Ontario. At Warner Insurance Brokers we recognize that no two drivers are alike. We consider numerous variables to determine the right policy and coverage to match your driving experience and lifestyle.  As your life changes, so may your insurance needs. Our insurance experts are equipped to find the best automobile insurance coverage at an affordable price.

Our range of automobile insurance products includes:

  • Automobile Insurance
  • Classic Automobile Insurance
  • High Risk Automobile Insurance
  • Commercial Automobile Insurance
  • Vacation Trailers
  • Motorhomes
  • All Terrain Vehicles
  • Snowmobiles

Classic Automobiles

We love cars! Especially the classics! If you gave your car a name you need to remember ours. Our rates are significantly lower than companies that insure your regular use vehicle.

We have a broad range of companies that specialize in classic automobiles. We have special programs for Antique, Classic, Hot Rod and Custom vehicles 20 years of age or older. Our coverage is geared to the collector. We offer an agreed value policy. In the event of a covered total loss, you will receive the full amount for which you insured your vehicle less any deductible.

Get in touch with our classic car specialists today!

High Risk Auto

At Warner Insurance we understand that people get traffic tickets, have accidents, “silly things” happen. We don’t use that as an excuse to give you inferior service. We pride ourselves on helping you get back on track with your insurance and will help you chart out a plan based on your history and needs.


If you own an ATV, you are required by law to insure it. However, there are exceptions to the requirement to carry insurance. You can often add insurance for these vehicles to your automobile policy.


If you are 16 years of age or older, to drive a snowmobile across a road, on roadways, and on trails, you must have a valid driver’s licence, motorized snow vehicle operator’s licence, or a licence from another jurisdiction.

If you are 12 years of age or older, to drive a snowmobile on a trail, you must have a valid motorized snow vehicle operator’s licence, or a licence from another jurisdiction that allows you to drive a snowmobile.

For snowmobiles, insurance is not required while the snowmobile is being driven on the private property of the snowmobile’s owner.


A camping vehicle can be lots of fun in the summertime. The purpose of recreational vehicle insurance is to protect yourself and your travel trailer from financial and other losses that may result in the event of an accident or other unforeseen event.

Contact one of our insurance professionals today to obtain a free, no obligation quote!